Tips from the trenches: the wish list.

Spending money is a habit that you've formed over your lifetime.  Maybe over the course of years, as your income has increased perhaps, your spending has also crept up.  For most people, relatively small everyday purchases don't raise alarm bells -- they just happen.  They're reflexive and responsive ("I need new work clothes.  I'll just … Continue reading Tips from the trenches: the wish list.

Reduce, Reuse, Recycle — Healthier spending habits, healthier planet!

In an old yoga DVD of mine, the instructor suggests that as you practice yoga more, you'll start gravitating towards cleaner things in life -- cleaner food, cleaner energy, etc.  I've found this to be true of exercise generally.  Once I get into a good routine, I naturally find myself craving healthier foods.  This is … Continue reading Reduce, Reuse, Recycle — Healthier spending habits, healthier planet!

Are small daily changes really worth the trouble?

I recently listened to episode 91 of Paula Pant's "Afford Anything" podcast in which she discusses growing the gap between earnings and spending.  She advocates focusing on what she identifies as the 4 biggest expenses:  housing, transportation, food, and taxes.  (For our family, I would add childcare to that list -- it is one of … Continue reading Are small daily changes really worth the trouble?

Are we saving money, or just getting better at justifying spending?

In the past few months, we've had many successes to report.  But recently, we've also had some expenditures that feel out of line with our new goals.  And yet... it's surprisingly hard to tell. I used be on the e-mail lists of a few of my favorite clothing stores so I could get notified of … Continue reading Are we saving money, or just getting better at justifying spending?